Privacy Policy


The purpose of this Website Policy is to inform visitors to our public website ( of the procedures we follow and the technology we use to protect your information from unauthorized access, disclosure, or release. In this Website Policy, the term “personally identifiable information” (PII) refers to information that can be used to distinguish or trace an individual’s identity, either alone or when combined with other personal or identifying information that is linked or linkable to a specific individual. This Website Policy applies solely to information collected by our public website.


Visitors to our website may elect to complete a Contact Form or for other reasons voluntarily submit PII. This may include, but is not limited to, a person’s name, company name, physical address, telephone number, and email address. To respond to the visitor’s request, this information may be shared with employees of Modern Business Associates, Inc. or its subsidiary, affiliate and parent companies, their shareholders, non-leased employees, attorneys, officers, directors, agents and representatives (hereinafter referred to as “MBA”) as well as with Career Experts, Inc. and their employees and subcontractors.


We use the information we collect to provide services which you request, send marketing materials and to enhance the user experience.

MBA’s website may elect to generate “cookies” which are used only for the purpose of improving the user experience. Users may reject a cookie with the understanding that access to and use of the site may be limited. Cookies that are stored on the user’s hard drive are used to assist with login defaults (i.e., persistent cookies which contain a user name which is frequently an email address) and to maintain session state during use of our secure applications (i.e., session cookies) and to track activity on the Company’s site (tracking cookies).  You can learn more about cookies and how they work at

Like most standard web servers, we use log files in order to monitor the quality of the user experience on our site. This includes Internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. This information is not linked to personally identifiable information.

We may use third party analytics services on our website, such as Google Analytics.  The information collected through these means (including IP address) is disclosed to these service providers, who use the information to analyze use of our website.  To disable Google Analytics, please download the browser add-on for the deactivation of Google Analytics provided by Google at Google Analytics Guide

MBA reserves the right to disclose personal information if required by law enforcement authorities, (to the extent permitted by applicable law) and to the extent necessary to protect its legal rights.


We use commercially reasonable and generally accepted precautions to protect personally identifiable information both online and off-line. Requested on-line information is encrypted during transmission and is protected while stored with industry standard and commercially reasonable measures typically used in similar commercial sectors. We also follow generally accepted and commercially reasonable policies and procedures to protect personal information off-line. Personal information is restricted in our offices with access limited to employees who need the information to perform a specific job. The servers on which we store personally identifiable information are kept in a secured and monitored environment. The Predictive Index does not sell, share, or rent collected information to others in ways different from what is disclosed in this statement.


Please note that our public website contains links to other sites not owned and/or operated by MBA. Therefore, these sites may have privacy policies that differ from our website.


Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. If you are California resident and want a copy of this notice, please submit an email request to In your request, please specify that you want a “Your MBA California Privacy Rights Notice.” Please allow 30 days for a response.


The MBA website does not currently recognize and process “do not track” signals from different web browsers. For more information on “do not track,” please visit


Changes to this Policy will be posted on this website. We will use information in accordance with the Privacy Policy version under which the information was collected.

If you have any questions or concerns regarding this Website Private Policy, please contact or call toll free 888-622-6460.

By submitting PII through the website you agree to the terms of this Privacy Policy and you expressly consent to the collection, use and disclosure of your PII in accordance with this Privacy Policy.

Policy updated as of November 1, 2017

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